UT mortgages : UT mortgage rates and home loans, rate protection

The two low points of mortgage rates since January of 2009 was March 19th, 2009 and November 24th, 2009. Right now in the Summer of 2010 rates have actually fallen below those previuos levels. If there was ever a time to buy a home or refinance an existing higher rate loan, it is now!!! And with pre-purchase rate protection even if you have not found a home I can put a low ceiling on your rate. Click below to learn more about this exclusive program that no other lender will offer.

Why do interest rates go up and down? It is a function of factors that occur daily within our economic system. The stock market, the bond market, the federal deficit and the supply and demand for MBS (mortgage backed securities). In addition the unprecedented economic events over the past 24 to 36 months along with government housing and tax incentives have skewed money supply and demand trends.

There is no time like now for this program that is exclusively offered to you by PHH Mortgage. It is - Prepurchase Rate Protection (before you find a home) and Standard Rate Protection (after you find a home). If rates go up you win and if rates go down you win. Prepurchase Rate Protection is Unique to PHH Mortgage and not available anywhere else.

To learn more about this incredible program call or email me now or click on one of the links above.